Insurance is the subject matter of solicitation

Now that the financial year end approaches, the frequency of the insurance ads on radios and TVs seem to have ratcheted up. At least these days, the voice-overs are slow and clear in stating the unfanthomably complex and unclear blurb, "Insurance is the subject matter of solicitation. Please read the offer document carefully before subscribing (or accepting)". This voice-over part of the above statement used to be on steroids and would be fast forwarded at 5x the speed of the main ad, as if something that should not be heard is being said. Maybe ASCI/IRDA ruled on that and put an end to the 'garble' that it was. It used to be fun hearing those messages at various speeds from various providers including one who went on a 0.75x normal speed, maybe to poke fun at the speedsters.

And why is it that they need to use complex jargon? The meaning of ""Insurance is the subject matter of solicitation" as I understand is that insurance is not to be solicited by the provider, but initiated (solicited) by the customer from them after reading through the insurance offering. (Anyway, that is only in spirit and not followed anywhere AFAIK) Why can't the providers use a simple statement that conveys the meaning clearly?

Mmm...